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Gumroad vs Whop: Platform Comparison

For digital creators and entrepreneurs looking to sell their products and services online, choosing the right platform is essential. Gumroad and Whop offer different approaches to e-commerce and product distribution. This comparison analyzes their pricing structures and features to help you make an informed decision.

Gumroad logo

Gumroad

Gumroad positions itself as a straightforward platform with transparent pricing for digital products.

Pricing Structure

Platform Fee: 10% - standard fee

Payment Processing: 3.5% + $0.3 (domestic)per transaction

Marketplace Fee: 30% - for sales through Gumroad's Discover marketplace

Key Features

Digital Products

Ebooks, courses, software, templates

Simple Storefront

Basic store with minimal customization

No Monthly Fee

Pay only when you make a sale

Basic Analytics

Simple sales and customer data

Pros & Cons

Pros

  • Simple, straightforward platform
  • No monthly fees - pay only when you sell
  • Quick setup process
  • Established reputation with creators
  • Built-in affiliate program

Cons

  • ×Higher per-transaction fee (10% + $0.50)
  • ×Limited subscription management
  • ×Basic storefront customization
  • ×Fewer integration options

Example Calculation

For a $100 digital product sold on Gumroad

Sale Price:$100
Total Fees:$14.3
Your Earnings:$85.7

Best for individual creators selling digital products who want simplicity and no upfront costs.

Whop logo

Whop

Whop is a comprehensive platform for digital businesses with a flexible pricing structure and multi-channel support.

Pricing Structure

Platform Fee: 3% - base fee

Payment Processing: 2.9% + $0.3 (domestic)per transaction

Marketplace Fee: 30% - for sales through Whop's marketplace

Key Features

Multi-Channel Integration

Support for various platforms (Discord, Telegram, etc.)

Marketplace Exposure

Access to 2M+ weekly users

Comprehensive Tools

Analytics, affiliates, promo codes

Subscription Management

Robust recurring billing tools

Pros & Cons

Pros

  • Lower base platform fee (3%)
  • Multi-channel platform integration
  • Comprehensive subscription management
  • Advanced fraud protection
  • Dedicated marketplace for discovery

Cons

  • ×Complex fee structure
  • ×More expensive for marketplace sales (30%)
  • ×Multiple smaller fees add up
  • ×Steeper learning curve

Example Calculation

For a $100 digital product sold on Whop (direct)

Sale Price:$100
Total Fees:$7.52
Your Earnings:$92.48

Best for digital businesses requiring comprehensive features, subscription management, and multi-channel integration.

Overall Conclusion

The best platform for your needs depends on your business model and goals:

- Choose Gumroad if you're an individual creator selling digital products who values simplicity, straightforward pricing, and doesn't mind higher per-transaction fees in exchange for no monthly costs.

- Choose Whop if you need a comprehensive platform with multi-channel integration, robust subscription management, and are willing to navigate a more complex fee structure in exchange for lower base fees.

For creators just starting out or with simpler product offerings, Gumroad's straightforward approach might be preferable. For established businesses looking to scale or integrate with multiple platforms, Whop's comprehensive tools likely provide better value despite the more complex fee structure.